Journey To Cashless Via Demonetisation

Demonetisation... Cashless... Banks... ATMs... Queues... Rs.2000 Notes... are the Key Words of Indian News Articles since the big bang announcement made by Prime Minister on 8th November, at Night ! Everywhere - at tea stalls, restaurants, bus stops, shops, streets - people are buzzing about the terms : Demonetisation and Cashless ! Pro-govt people are arguing for its Pros, and Opposition is fighting hard to expose the flaws therein ! But it is necessary to analyse the impacts with cooler mind, and it is more important to put forward handy information about 'Being Cashless'. In this article, we will first touch the impacts of Demonetisation which are related to 'Cashless' dimension. Then I will try to put forward the available and emerging techniques that will aid people in going Cashless and Digital ! It will be an honest attempt to make this article a 'Simple and Handy Info Packet' for the readers, which will help to solve the petty annoying doubts and problems faced while going for 'Cashless' transactions. So, here we go...

Firstly, I want to make some stuff clear and straight. Otherwise some of my Cynic and Skeptic friends will rush to comment about 'How being CASHLESS is not possible' ! See... Here, the term Cashless means people using digital money, using banking channels to execute their day-to-day transactions digitally ! For god's sake, please don't misinterpret it as 'Attempt to move towards Barter'... (BARTER ? How on this earth you can imagine that, Mr. 'Cynic' Pessimist ?) So, here Cash refers to the Currency printed on papers ! And going Cashless means a marginal shift towards Digital Currency and reduced use of Paper Notes.

After we have now done away with 'an early disclaimer', let's we move to the subject with comfort ! If we take into account the overall efforts by Modi Govt and the scenario after the date of 8th, following points come into mind :

1. Demonetisation is the greatest 'Happening' thing in Indian Economic History of recent times. It has made an devstating as well as decisive impacts for sure.
2. Demonetisation has several intended (or Alleged !) viz. Shock to the Fake Currency Gangs, Heavy blow to the people who used to store bundles under their beds and especially those people who used cash routes to suppress their Gross Total Income in Return Forms ! But one of the most long lasting impact is : It has given a Push to the 'Cashless' dream and has set the ball rolling ! Cashless brings Transparency, saves Time and fosters efficiency ! This is too simple to explain it furthermore here.
3. Earlier people, even the young generation was somehow 'reluctant' about using Cashless mediums of payments ! Especially in Small Cities and Towns, leave alone the villagers. Demonetisation has destroyed their Safe Heaven of Paper Notes for a while, at least. This has forced some people and inspired others to try the new-age currency formats ! To go Digital and to use Mobile Handsets for something more productive than 'WhatsApp Chatting' !
4. And the allegation by many Cashless-Cynics - that : 'How villages, farmers, workers can do that ?' - I want to say : 

"Dude, please come out of your Binary Mindset of Haves and Have Nots ! When Rajiv Gandhi and Sam Pitroda tried introducing Cellphones and Computers to Indians, exactly same Cynic-logic of Village-victimization had been put forward by similar tendencies ! Now look at 'Today'... Feature Phones are more common than Landlines in Villages. Smart Phones are getting increased spread with their declining prices. Now village teens have WhatsApp Groups ! Reality is - Villages and Small Towns follow Mega Cities ! Every Reform, especially related to Sophisticated Technology initiates in Cities ! Then after 4-5 years it spreads completely in most remote corners of landscape ! So, don't try to oppose a Good Reform by playing the False Victim Card under tags of Villages..."

Now, after briefly touching the analysis points, I directly move to the most important part of this article. That is providing a list of existing and emerging 'Cashless' technologies with handy tips, 'How-To's and information about them -

• Net Banking - This is the currently ruling monarch of Digital Economy environment. Net Banking needs no explanation. Problem with traditional Net Banking was it needed a P.C. and a bunch of passwords. So, very few can use it for day-to-day transactions. But it is the Granddaddy of these Cashless-Tech generation, upon which the newer inventions are based.
• Debit Cards - In India, where most of the people see 'Personal Debt' negatively, Debit Card had to be more popular than Credit Cards. Debit Cards are everywhere today. They are the actual 'Saviours' in the distress of Cash Crunch caused by Demonetisation.  Now, Govt has removed the Service Tax on Debit Card transactions, so no one needs to hesitate while carrying the Plastic Card in his/her wallet/purse ! With Debit Cards, nowadays we can avail facility of 'Cash Deposits' in addition to the 'Cash Withdrawal' options. This will reduce the work of Cashiers and release public from the inconvenience of filling 'Deposit Slips' ! More E-Banking Spots, Galleries are needed to eliminate the queues in banks, benefitting both Bank Machinery and Customers.
• PayTM - See... PayTM is not just another Private Company ! For India, it is a revolution indeed. (TThere is nothing like Vijay Shekhar Sharma sponsors my blog !!) However, we Indians see Private Companies, Business Units with Cynic and Pessimist attitude. See... FACEBOOK is a Private Organisation, not State-run one. Still, it is way useful for government itself ! Same thing applies to Twitter, Google, etc. So, we should not 'Avoid' or 'Refuse' PayTM due to its Private Ownership. It is an innovation, benchmark and Technology-Utility for Indian Economy. Adding to my love for PayTM, the Mobile Wallet App-provider Company has removed the 'Wallet To Bank Transfer Charges' as PayTM is now getting converted into a 'Payment Bank' with RBI Approval ! So, don't hesitate to enjoy the benefits of PayTM, by reading some misleading 'Anti-PayTM appeals' forwarded to you on WhatsApp or Facebook ! You can use PayTM for Paying as well as Getting Paid !! Itts QR Code facility is awesome. I have myself tried it.
  
  So, don't hesitate to enjoy the benefits of PayTM, by reading some misleading 'Anti-PayTM appeals' forwarded to you on WhatsApp or Facebook ! You can use PayTM for Paying as well as Getting Paid !! Itts QR Code facility is awesome. I have myself tried it. And all you need is : A Smartphone with Net Connection, PayTM App Installed and your QR Code printed on your business place ! Here's a picture taken by me, proving how the Technology can be used by everyone who is positive about it -

  

  Spot- A snacks stall in Ratnagiri, Maharastra

• UPI Apps - Now, a new child is already born to compete with PayTM and Debit Card. Problem is - the Tech is still in its Developing Process. Once all of the major banks integrate with UPI system, we will enjoy a Secure, Fast, Convenient and Bank-Authorized - Mobile App that will enable you to do all your banking on your own handset ! UPI is backed by Govt's National Payments Corporation of India i.e. NPCI.  UPI links the Mobile Phone with Bank Account via Aadhar Authentication !! At present SBI, HDFC, ICICI and some other banks are already into it ! Still, other banks need to launch there own Apps... But here is a recent news, which will Change the Game ! The Govt is into play !! They are bringing an Aadhar-based Mobile UPI App which can be used with any bank account... So, brace yourself ! In few days, you can scan your fingerprint and make a Payment to your Merchant without need to fill NEFT Form or even Swipe the plastic token !! Here's a pic explaining UPI mechanism -

  

  Image Credits : Livemint.com

• USSD Banking/NUUP - It is actually a complementary benefit of UPI Architecture. But it is special for its own reasons ! The best thing with USSD Banking is : You don't need a Smartphone nor you need Internet Connectivity or Data Pack !! Now, what is USSD ? USSD means : Unstructured Supplementary Service Data ! Sounds like a Techno-Jargon, right ? Don't worry folks, you already use it !! Have you ever checked balance by dialing *121# or *125# ?? That's it !! For Banking, it is - *99# now ! Dial it, navigate through the options with numeric pad and transact money... You can do it from Nokia 3310c too ! No Jio needed too... Actually, you don't need to expend a single paisa for data pack too !! I think these are enough 'Too's to prove its worthiness !!! USSD Banking is based on MMID and MPIN. MMID stands for 'Mobile Money Identifier' MPIN is just another PIN for securing your transaction, that you will remember (Without writing it anywhere !)... NPCI is behind this. They call it NUUP : National Unified USSD Platform. (To many short forms, huh !) (Don't forget to refer the FAQs about NUUP provided by NCPI. The link is below, in References section.) Now look at these graphics to understand - 'How To Use It' : 

  

  Image Credits : upipayments.co.in

So...you have now the basic idea about the emerging CASHLESS-TECH. Don't hesitate to use it... It doesn't mean it hasn't any risks ! But there is a risk in browsing Facebook or walking on road too. Be wise, don't share PINs with anyone else. Now on, your Mobile Phone will be your access pad for Banking. So, take more care of your Mobile Phone henceforth !

In this article, I have tried my best to put forth a brief analysis of Cashless drive of Indian Economy, which got a push by Demonetisation. I have attempted to explain the Cashless-Tech in simplest language as possible. In addition, I have given a bunch of informative links in the Reference section below. Still, if you are left with any doubt or confusion, feel free to ask in comment box ! I will definitely try to answer ! And yes... If you find it handy, share the link of this article with your friends (Share Link so that they can get all the graphics, links, etc. and by the way... Copy Pasting is not that good !!)... 

Demonetisation has given a push to set the 'Cashless' ball rolling ! Now it is up to us to 'keep it rolling' for our own sake ! Let's do a little for achieving a Common Social Victory !!

CPEC & Indian Strategic Dilemma

CPEC is the term of the moment for Geo-Political topics ! CPEC is the famous abbreviation of China-Pakistan Economic Corridor, a grand project which has capabilities of changing the Asian Balance of Power... Actually, it seems a Bilateral Economic Transaction between the Dragon and Islamabad. But actually it has a hidden party ! The 'ghost party' having interest in CPEC is New Delhi... Actually, it is an open secret that Indian neighborhood is not 'goody goody' at all, especially when North-West frontiers of Indian Territory are concerned. So, CPEC is indeed a big issue as far as Indian Foreign Policy is concerned ! We will take a tour of the Geo-political Conditions and Possible Indian 'Course of Actions' related to CPEC in this article...

Let's have a brief introduction with the Idea and Reality of CPEC... Here are some points which will help you to get it clear -

• CPEC is a Bilateral Economic Agreement.
• Pakistan will get Investment, Energy Setups and Roads built. The investment, China is making in CPEC, amounts to around $46 Billion ! It means approx. 3 Lakh Crores of Indian Rupee. So, it is a huge investment and Pakistan is getting it without having to pay it back in Direct Monetary terms.
• China has some complex interests in CPEC. They are spending such a huge sum of money (not surely for any CHARITY !!) for developing Pakistan. In return, Beijing is eyeing on the Geo-Political 'Sweet Pastry' of Gwadar port ! It is important for China as the de-facto route of their foreign trade, i,e, South China-Pacific Region is facing some threats. The problems are caused by some historic conflict about the ownership of Islands in the South China Sea. To add to the headache of China, USA has tremendous influence over there, due their superior navy and geographical placement of the region. So, China is badly trying for 'An Alternate Trade Route' which will be safe and away from the direct influence of Uncle Sam ! So, CPEC is the answer to the Chinese problem of 'Safe Trade Route'... So, the excessive sums of money, China is spending on CPEC, will be totally justified, if China gets access to the Gwadar Port via Pakistan as per their planning...
• In addition, China will reduce the costs of Transportation significantly with a secure access to the Gwadar Port is achieved by them. In addition, China's strategic access to the narrow maritime region of that part, is equally significant for them.
  
• CPEC will have a tremendous impact on Baluchistan. Gwadar, itself, is located in Baluchistan. So, once China gets its 'Iron Grip' over the region, the Indian Ambitions of 'Free Baluchistan' will become 'Nearly Impossible'. Here is the map of CPEC for better understanding of its  possible geographical impact - 
  

So, now you have a clear idea about the Basic Concept of CPEC and its mutual benefits for China and Pakistan. Now let's move to its implications with regard to Indian interests. Here are the major effects or impacts on India due to CPEC -

1. Stronger Bonds between the Annoying Neighbors - This is the most 'easy-to-understand' points. Already, China and Pakistan are close to each others in order to counter Indian Interests in the region. Now, after CPEC this 'Affair' will convert to 'Marriage' actually !! So, if Indian Rivals are teaming up, India will be affected by that thing !
2. Feeling of Being Surrounded by Dragon - India is already fighting against the 'Ring of Pearls' strategy of China in the Indian Ocean. After CPEC, China will have a permanent presence in Pakistan, that too - officially ! In addition, China enters into the North Asian Sea after its access of Gwadar. So, India has a threat of being surrounded by the Dragon and CPEC adds to the headache of New Delhi !
3. Pakistan gets stronger - This actually doesn't need any explanation. The age-old rival of India becomes powerful if CPEC becomes functional. That too with Chinese aide ! So, CPEC will annoy India for sure.
4. Threat to the Indian Supplies of Oil - The distance between India's Chabahar Port in Iran and Gwadar Port is not more than 100 Kms ! This route is also important for existing Oil supplies of India. So, Chinese access of the 'Straits of Hormuz' will undoubtedly add to the complexities, for Indian side.
   

After knowing about the Strategic Implications of CPEC on India, we can now comfortably move towards the 'Dilemma' ! Actually, many Indian Analysts view CPEC as a Curse ! A majority of Indian thinkers want New Delhi to escalate 'some firework' over the region, in order to disrupt the CPEC Plan... Indian Government has not taken any official stance or has not published any comprehensive doctrine against CPEC. India is immediately concerned with the 'Via POK' status of CPEC ! Indian Prime Minister, Shri. Narendra Modi has officially raised concern about this thing. But as the POK is a historic and lengthy, pending dispute; China will not be bothered that much due to such objection from Indian side. Apart from this 'Via POK' thing, New Delhi hasn't any declared plan vis-a-vis the overall CPEC development.

So, the prevalent question is -  "How should India react to CPEC" ?

Positive or Negative are the alternatives. India will face it hard to 'Morally Justify' to put obstacles in CPEC. Because the POK issue is minor and China will not be bothered any more due to the 'PENDING' label of the age-old Kashmir problem. So, how India can morally oppose the CPEC in whole ? It seems difficult as India can't openly say that - "We don't want Pakistan to develop" !! So, if India decides to oppose it, it will be through Proxy War and secret tactics ! Baluchistan is 'the key' then... 

But what about India dealing positively or neutrally with the CPEC happening ? 

There is a possibility of Chinese Colonisation of Pakistan ! Even Pakistani Analysts predict this outcome. Pakistan is actually a fragile state. With no co-operation between the Civilian Executive and Military Warlords, Pakistan can be an easy 'Prey' for a 'Predator' like China in long term ! (Readers should take into account - what China did to Tibet too some extent, Nepal too !)  So, this will be 'Game Changer' for India too !! Because, it is reasonable to feel safer with China haveing grip over Pakistan rather than some irresponsible Jihadi cult having the access to nukes... China is a rival of India, but an economic partner too ! So, China will prefer ''Military Peace' to promote its aggression in the terms of Trade and Business. Actually, the threat from China to India is largely economic and hardly in terms of a Military Attack ! Because both of countries are the rising superpowers of world, they will hardly prefer any Military Confrontation on large scale. But present Pakistan is not like that ! India has a 'Real Permanent Threat' of Military Violence from irresponsible leadership Pakistan. So, CPEC and consequent Chinese domination of Pakistan can be viewed as a 'Positive Factor' for India from this 'Point of View' !!

But, India can't trust China ! 

At least, Indian History will not allow any Trust like that ! So, many analysts point out at the possibility of China intentionally escalating the problems in Kashimr, after its dominance in Pakistan. China can use Pakistan as buffer state too !! If China comes out with a setup of 'Puppet Govt in Pakistan' + 'Controlling Jihadis' + 'Using them against India'; this will be a serious trouble to Indian security interests ! So, the 'fear' is not actually baseless. It has historical background and Chinese Expansionism adds to the points !

So, this is the 'Dilemma' !!

A strategic Dilemma will be faced by New Delhi in near future ! The Indian Leadership has to solve it in order to come up with a Concrete Plan or Well-Thought Stance about CPEC. The stance taken by Indian Think-Tank will have a long lasting impact on the Balance of Power in Asia. CPEC is not bilateral ! It is more like a 'Geo-Political Love Triangle' !! So, New Delhi has to decide - whether to let Beijing marry to Islamabad officially via CPEC, or put some problems in this relationship to secure Indian Interests...

REFERENCES AND More About CPEC issue ->

1. A Youtube Video by Dr. Gaurav Garg about Indian Implications of CPEC -   https://www.youtube.com/watch?v=hd_z9kf8AeE&spfreload=10
2. Detailed Presentation on CPEC with Help of Interactive Story Map  https://www.thethirdpole.net/2016/06/10/story-map-china-pakistan-corridor-best-with/
3. Relationship between Gwadar and Chabahar - 'A Tale of Two Ports' -  http://worldnewsreport.in/a-tale-of-two-ports-gwadar-versus-chahbahar/
4. PM Modi's Concern over 'Via POK' route of CPEC -http://indianexpress.com/article/india/india-news-india/prime-minister-narendra-modi-raises-indias-concern-over-cpec-which-runs-through-pok-3013260/
5. Quora Discussions about the Topic of China Pakistan Economic Corridor -  https://www.quora.com/topic/China-Pakistan-Economic-Corridor
6.  A Documentary about CPEC and Gwadar by a Pakistani News Channel -  https://www.youtube.com/watch?v=VcorWyyz5_w
7. Aapas Ki Baat with Najam Sethi - His Analysis of CPEC issue -https://www.youtube.com/watch?v=S4Ae9ppB-eg
8. All images and maps used for illustration in the article, are the intellectual property of their original creators and web sites. Courtesy - Google Images

Fighting the Jinx of Triple Talaq

Narendra Modi Government has recently taken a welcome step ! It's about the affidavit which was filed by Union Law Ministry (headed by Shri. Ravi Shankar Prasad) in Supreme Court with connection to a matter about constitutionality of Triple Talaq and Polygamy issues. The affidavit openly opposes the practices of Triple Talaq and Polygamy... We will try to analyse and understand some crucial points about the issue in this article...

To make readers more familiar with the concept of Triple Talaq and Polygamy practiced in Muslims; we start with some basic explanation. Triple Talaq means a Muslim Husband can divorce with his Wife by saying Talaq Talaq Talaq in single sitting or at multiple occasions. And this is lawful in the 'Secular' state of India !! 

Because ? India has Muslim Personal Law (which has its origins in Sharia Code) functioning till now ! Muslims and their Civil Life are governed by the Muslim Personal Law. This has an impact on Muslim Women which is making their life 'Pathetic' in actual sense. All the practices which are harmful, derogatory and anti-welfare, get shelter behind the Personal Law for Muslims ! This, in turn, is providing a 'Constitutional Shelter' for the evil practices of Sharia Code. The condition is further more dangerous, when we take into account recent statement by All India Muslim Personal Law Board in Supreme Court. AIMPLB has officially said that, "Courts have no right to decide about Muslim Personal Law !"... The Pseudo-Secular Brigade of our country, hasn't uttered a single word here ! These people are called 'Sickulars' and this is the reason for why they are called so !!

In addition to this 'Triple Talaq' practice, the Muslim Personal Law provides shelter to the 'Polygamy' for Muslim Husband ! This has tremendously impacted the mass population of Muslim Women. There are around 18 Crores of Muslims in India at present. It means (roughly) 8.50-9 Crores of population in India is living under a Sinister civil code. The civil code which sees them as 'Property' of their Husbands, as a 'Material' to cover in Burqa, and as Secondary Citizens of Community ! Recently, Smt. Maneka Gandhi has said that the status of Muslim Women is far more better in many Muslim Countries than in Secular India ! This can be held as a factual statement or Irony, but it is a painful reality for everyone who cares for 'India' !

Now let we have a look at the causes of this problem. At the time of Constitution's development, due to several reasons (Political Compulsions mostly), the Civil Law wasn't made 'Common' for all over India. This left scope for personal laws. And thanks to Dr. Ambedkar's luminary work, Hindus are under a FAIR civil law, which abolished Manu Smriti and other traditional practices which was derogatory to Women of Hindu Community. But unfortunately, Muslim Personal Law prevailed. Despite of the 'Directive Principles' of Constitution under Article 44, the Party who was in Power for most of the time after independence; never actually tried for a 'Uniform Civil Code' ! Irony is Congress calls itself Secular and labels BJP as Communal. But Congress has actively supported this Jinx which is haunting Muslim Women in the country.

Our Country has witnessed the Sin which Congress and its leadership has committed in 'Shah Bano' case ! Congress has not only remained inactive against the Jinx of Talaq and Polygamy... Congress has Actively Supported this curse for their ugly political ideology ! Congress lost the right to call themselves Secular anymore, when they reversed a Positive Decision of Supreme Court with help of their Numerical Strength in Parliament.

But now, the Time has changed ! A Party which is fundamentally supporting Uniform Civil Code is in Power with full majority ! Narendra Modi is known for his dashing and vigorous decision making ! So, the country expects that NaMo and his Govt should push this issue hard in order to crack the deadlock which is causing this Jinx ! This affidavit of Union Law Ministry is a good start in that direction. It can be viewed as a little but positive step towards Uniform Civil Code, But.....

The affidavit is not firm enough ! It may be structured so as to push the issue without major opposition. But a firmer stand is expected, especially when a Govt led by Narendra Modi is in center. The affidavit says - "The practice of Talaq is quashed in some Muslim Countries too, so India should move on too"... This stand is safer as it will not face stern opposition ! But actually an honest and truly effective stand could have been - "Let the Theocratic states and Islamic Sharia do whatever ! We are SOVEREIGN, SECULAR country. And the Evil Practices of Talaq and Polygamy must be quashed even if any religion supports it, for the sake of Public Welfare."... So, the affidavit is not STRONG enough as I expected it to be ! But, it is indeed a good positive step and we expect more, stronger moves in this matter from Modi Govt !!

To conclude, I want to stress upon my original point again ! India is SECULAR SOVEREIGN nation state. So, if we don't grant the benefits of Secularism to Nine Crores of Population, we can't avoid a tag of Hypocrites as a country. And this is the right 'Muhurta' too ! As a strong, nationalist Govt in center, I expect some solid, bold steps towards Uniform Civil Code from NaMo and his team. This will be a 'Political' Win-Win for BJP too... Because they can either succeed and take credit Or will be able to expose those Sickulars who oppose such move !! So, the Time is good, Opportunity is there.. So, 'BHARATMATA' awaits for a Strong 'ACTION' from Narendra Modi Government to put an end to this Historical Jinx !

Here are some links for reference and more detailed reading -

1. Triple talaq not integral part of the religion: Centre in Supreme Court 

2. Centre opposes triple talaq 

3.  How We Got To This Point In The Triple Talaq Debate 

4. Muslim women welcome govt's triple talaq stand 

5. Government affidavit on triple talaq anti-Islamic: Muslim clerics

(Notes - 

i.The credit for the Images used in the article goes to the Original Websites, Media Houses and Google Images.

ii.An Edited version of this has been published on 'The Frustrated Indian' website.)

Asian Aftermaths of the Surgical Strike

The surgical strike carried out by Indian Army on 29th of September 2016, is one of the most 'striking' happenings of recent times as far as Asian Geo-Politics is concerned. I have tried to analyse its impact on India, Pakistan and China. The article is published on 'The Frustrated Indian' on 8th October, 2016. In nutshell, it's about the 'Asian Aftermaths of the Surgical Strike' ! I am embeding it here for readers -

The Negotiation table after Surgical Strike - The Frustrated Indian

Happy Birthday, Gandhiji !

Mahatma Gandhi !

A man who is identity of India for many foreigners...
A man who was born as a common child,
No miracle happened on his birth,
Neither he did show any 'Prophet'-tendency
Nor he was free of Sins !
The thing which makes Gandhi different is he dared to accept every sin he did !
He accepted and openly written about every ugly corner of his life !
This is not easy !!
Wearing 'Burqa' of 'Mahatma' is very easy...
It hides the Sins and is widely practiced !
But being 'Gandhi' is difficult...
The man made many mistakes...
Many personal mistakes,
Many Social Blunders
And many Philosophical Hypocrisies !!
But 'Gandhi' is the name of 'Honesty',
Which dares to accept his deeds !!
Gandhi did mistakes,
Left the 'Honesty' to accept them for us...
Gandhi faced Hate,
Left some definitions of 'Mankind' for us !
Gandhi got killed !
Left his immortal Values for us !!!
I pay tribute to the Sagacious Leader of Indian Independence Movement on his Birth Anniversary...
I don't consider him 'Father of Nation' anyway !
Nor Gandhi himself proclaimed to be so !!
I will remember him as a 'Son of Mother India',
who redefined the meanings of Being Indian !!

Open Letter to Pakistani Civilians !

Dear Pakistani Civilians,

If you expect a peaceful future, please control the Bastards sitting in general headquarters of Karachi. When the national wisdom is surrendered in the hands of people like Hafiz Saeed, the resultant condition is : Pakistan of today... Your Prime Minister openly supports a terrorist on an international Dias. Your Defense Minister threatens to use nuclear weapons against India...

So, Your country actually needs a Reform and not a War with India in any sense... The difference between India and Pakistan is : Our Military works to protect our lives. And you people live to pay for the violence your Military and ISI creates !!

The result of indulging in a war with India will be serious for you people. Pakistan will be short of basic necessities, resources will be exhausted, economy will be ruined... And you will suffer, civilians, you will have to suffer all this mess ! The people ruling you, are  extremist retards... They speak of using nuke assuming it is a toy of a baby...

Do you actually know what a Nuclear weapon can do? In any case of a nuclear conflict, India will definitely retaliate even if Pakistan starts throwing missiles first... Imagine a nuclear weapon dropped on any major City of Pakistan... You will not even get the time to think about anything, (or Regret !); because your brain will turn into vapour before you realise what happened actually ! And Dead people can't Regret or Correct mistakes !!

So hope you will get - how retarded the people leading you, are, when they think of using nukes against India.... Still you have a chance ! Eliminate the villains who are ruling you, and follow the path of of peace and cooperation. If you really stop spreading violence under the flag of moon, you can also have a flag on Moon like India !!

Hope you get it right for !

- An Honest Indian,

   Makrand Desai

Uri Attack and Correct Response !

After the Terror incidents like Uri Attack the anger is quite natural. but we should not lose our senses. Many people think that cross border attack will be effective. But actually it is not that effective as it seems to be. Because it will harm India's international stand and overall strategic setup against Pakistani policy...

Image Credits- The Hindu

This attack should be taken as a warning to curb the native support to the terrorists. This attack is a pre-planned and enough evident are the native support links with the attackers. Because without native support such an organised attack is not possible. They set up fire on the camp of soldiers and all the things were done in a very systematic way. So getting rid of Pakistan tendencies in Kashmir Valley is necessary.

Once we get rid of in the valley and control the Environment there,  it will further boost our immunity against such terrorist attacks. We need a stronger 'Ajit Doval doctrine' to be implemented in Kashmir. Some liberals will oppose the idea. But the selective humanism is causing heavy casualties to us.

We cannot afford to lose the lives of us soldiers to bare some traitors and extremists and Pro Pakistan terrorists. The response to Uri Attack should not be a cross border action, instead it should be an inside 'cleaning' process !

Government of India should deal with most stringent actions against the traitor in the valley. It will be helpful for our soldiers standing on the boulders. The anger should be well directed and correct response should be chosen in order to avoid such fatal events in future...

Jai Hind !

Malala Witchcraft !

First of all, here’s a clear statement about the title and the whole ‘Point-of-View’ of this mini-book. I make it very clear that: No intention is here, to malign the image of Ms. Malala Yousafzai as a person. No hate or personal defamation is intended. But this is an honest attempt to raise some point against the ‘Malala Propaganda’. So, be clear, the title is for ‘Malala: The Propaganda’; and not against ‘Malala: The Person’…

 The link to read the E-Book is here -
 Malala Witchcraft by Makarand Desai
(The Ebook is free, don't worry !!)

Read, Comment and Share if agree...

Jio-PM allegation debunked !

This is new allegation on Modi, and again it is a ‘not so genuine’ thing again !

The source of allegation !

See, prima facie anyone will be cautious about a PM endorsing a Private Company’s Brand. A person on post of Prime Minister is in a capacity to manipulate public opinion, and doing this for Private Company is not good thing. This sums up the allegations. Further, as the Anti-Modi Army is too creative and enthusiast; they add some terms like - Crony Capitalism, Ambani running Modi Govt, Mr. Reliance(This one is from the favourite person of Anti-Modi camp: the CM of Delhi !), etc etc etc…

Now read the Advertisement or Endorsement or whatsoever you call it once again ! Is it a statement from PM ? No. Is it having pictures of PM using Jio ? No. (People have pictures of Kejriwal holding Airtel Accessories Bag in hands, but that’s honest !! Leave it for moment…) Reliance is saying “PM uses Jio, so you use Jio” or something really similar ? No. So, there can not be any legal case against Modi Ji for this ! Anti-Modi folks, Sorry, this is sad but true !!!

Now we turn to the ethical or moral point… Read the lines below to picture very carefully ! It quotes H’ble PM’s Dream of Digital India ! Now let’s see what Digital India is. Digital India is one of the flagship programme by Modi Govt, which invites Domestic and International Companies to take Initiative in order to set Digital Infrastructure all over India. Govt wants India to be ‘Digital Country’ as it will provide a boost to the economy and make the work easier for Govt !

So, Modi has already invited Companies for PPP i.e. Public Private Partnership and to take lead in Technological Goods and Services ! One of its objective is - I-Way ! (Remember the HIT plan of Modi - Highway, I-Way and Trans-Way.) Internet is needed in Indian Villages and Cities also. It’s speed, availability and reach is essential to the Govt and Indian Economy over all… So, any Company which will take LEAD or INITIATIVE in this field will be congratulated and supported by PM or Govt…

Now, recollect the meeting of NaMo with Zukerberg ! (I was really surprised no one suspected Crony Capitalism there. But Ambani is favourite target and in addition, is an Indian ! So, he gets more criticism, naturally !!) Facebook.Inc is a Company ! A Body Corporate which does all the (so called) Sins for coins and bucks ! Modi attended a whole meeting with Zukerberg, a hard Capitalist and private player also ! No one said anything !! But Reliance, an Indian Company, which takes historical steps of Cost Leadership in TeleCom Sector, gets hard criticism for using name of Digital India campaign and using Modi’s picture in connection with it !!

See, Jio may fail or survive. Ambani may deliver his promise or not, I can’t say ! But Jio is a remarkable happening in TeleCom sector. Anybody who knows even basics of Economical Events can easily get the importance of Jio Initiative by the Giant MNC headed by Ambanis ! This will lead to a Price War and end in reduced costs of Communication. This will make the business connections more smooth and affordable. And another equally important point is - Ambani makes Outgoing Calls Free (Remember - The Same Company and Leader who made Incoming Free !)… This will change the way we pay for our Mobile Recharge and Bills. Both Personal users and Business Users will get benefit when it realises on ground. In addition, other Companies will jump in the ring, which will lead to more Innovations, Cost Cuts and Better Service to Customer (means all of us !)…

Now, any honest reader will realise that Reliance has done a shining thing for Digital India. So, why Modi will not grant a permission to use his image under Digital India tagline to the Jio Advertisers ? What is wrong in it ? Why the hell you think a PM can’t grant a permission to use his picture to a Company which has responded kindly to his appeals ? Digital India will be closer to reality with Jio ! So, Modi can, no, Modi should grant such permission to encourage and support the Initiative taken by Reliance ? (Now don’t cry here that Reliance does it for Money. Folks, Modi is Sanyasi or Devoted person, not Ambani nor Us !! What is wrong with money, guys ? Who survives without money ? Not even Beggars !)

So, this sums up as follows -

1. Jio is a Technological Leadership and Risky Initiative taken by Reliance.
2. Jio aligns with the mission and appeal of PM with respect to Digital India scheme.
3. So, Reliance has taken part in a Govt scheme similar to Facebook.
4. So, Modi Govt granted a permission to use the Picture of PM and tagline of Digital India in order to support the participation of the company in its programme.
5. So, It is correct not only legally, but also ethically ! So, the allegation stands debunked !! Well tried, Dear Anti-Modi Gang… Better Luck next time !!!

This was originally written by me for an answer on Quora. The question is here - Isn't it wrong for the the Prime Minister of India to formally endorse "Reliance Jio", a private company?

Thank you for reading !

देख तेरी 'जन्नत' बुरहान !

देख तेरी 'जन्नत' बुरहान !

तडपता बलुच, खौफ का राज

मरते बच्चे, कटती मासुमीयत

हम चांद पर कदम रख चुके कबका...

तेरा प्यारा 'पाक' कदम बढाना कब का भूला है !

'उपर' पुंछना 'जिन्ना' को,

की और कितना 'पाक' मुल्क चाहिये था उन्हें ?

पछताना तो तुम्हे अल्लाह सिखायेगा, जनाब !

क्योंकी दारूल-इस्लाम के 'पाक' जमीं पर

महंगी है सादगी, महंगा है अमन,

लेकीन उस के बंदोंकी की जानें,

'चांद-तारे' के नीचेही सबसे सस्ती है !!

Nehru Vs Modi - A Comparison

Milestones of Indian Politics !

   Nehru Vs Modi can be crucial or brutal debate !! But to be honest to both, I will try to enumerate some differences, the readers will find them useful in determining themselves.

   Firstly, I confess - Ideologically, I am a Pro-Modi and Anti-Nehru in general. (Everyone has an opinion and a bias attached to it.) But I will try to balance my opinion to the best extent. You can correct me, where I commit a factual error or biased statement in the comparison.

1. To start with the personality traits,

Nehru - Pseudo-Liberal, Lavish and Over-materialistic lifestyle,

Modi - Proud Hindu, Disciplined and Monk-like lifestyle.

2. As to the Support and Fan base,

Nehru - He had too much supporters in the times, where Social Media was not there.

Modi - Modi, indeed, has a largest fan base of present times, as a politician. Social Media is very helpful for him to remain in touch with his supporters.

3. Emergence -

Nehru - Pandit Ji emerged as a leader from the Freedom Fight of India. He was blessed with close relations with Gandhi Ji. Nehru had a Charisma, an appeal to attract the youth of that time. He was highly qualified, having a lingual upper hand and Politically Clever to achieve his goals.

Modi - NaMo emerged as a leader in the times, when Indians in majority, have lost hopes about our Political System. Modi brought hopes ! This will be considered as his biggest achievements. Many accuse him for ‘False Promises’, but bringing back ‘HOPE’ was important and Modi did no wrong in appealing the mass sentiment for good cause.

4. Contributions -

Nehru - Often, his followers deny his mistakes and his critics deny his achievements ! Nehru achieved a lot. Like his initiative for Scientific Infrastructure in India will be remembered forever. His liberal policies help India to be safe from being extremist nation. Nehru was a Democracy-lover, which was a good quality for our first PM.

Modi - Shri. Modi, too, suffers the problem of critics who have Phobia about him. But even if analyse from an honest critic’s position- ‘Modi has achieved a lot !’… NaMo, as mentioned earlier, has RESTORED THE HOPES, and that is indeed a splendid achievement. As a PM, till the date, he has achieved some Mile Stones viz - Improved Foreign Relationships, Betterment of Image of India on International Forums, Direct Benefit Transfer Schemes which have saved Thousands of Crores for Indian Govt., Innovative Ideas and Digitalization of Governance, etc.

5. Criticism -

Nehru - As Nehru’s career is studied a lot till now, it is natural that we find more Criticism points about him. Some of the serious points are - Nehru’s over-friendly Foreign Policies which costed India a shameful defeat against China, His biased attitude towards Hindu sentiments and his controversial pseudo-socialist policies.

Modi - As Modi is the present PM, we can’t aptly judge his performance that perfectly. But to put some reasonable criticism points - Modi’s Silence over Raghuram Rajan row which costed us a Brilliant Banking Expert, Failure to shut the Loose Canons of his side, Blunder of handling Arunachal Pradesh State Government Row for which Supreme Court has slashed Modi Govt.

To conclude, Nehru and Modi are the most important milestones of Indian Politics. I, personally, don’t believe in Concept of ‘PERFECT LEADER’…. The leaders are humans and they have right to commit mistakes. The comparison should be based on the analysis of the severity of their mistakes and the importance of their achievements. So, I have tried to put a ‘Balanced Comparison’ in front of yours to the possible extent. It is up to you to decide !

(P.S. I, personally, give more points to Modi over Nehru based on his performance and character till this date.)

I have written it originally for Quora but have also put it on my blog. The link of Quora Discussion on this topic is here - Who is a better PM: Nehru or Modi? 

The Myth of Violent Gamers !

The over-popular myth about Gaming and Gamers is -

"Gaming makes people Violent."

Every Video game Lover/ Gamer in his life, is used to hear this nonsense piece of advise ! Especially, the people who love games like Mortal Kombat, Counter Strike are tired of hearing these remarks. (Note- 'Only Candy Crush' type of players aren't Gamers in actual ! Dear friends, Candy Crushing is good and addictive Timepass, but not a game !!)

Ever seen a Gamer doing this to anyone (except he is psychopath) ?

Or this ?

The Point is if games could have made the Gamers violent then half of this world would have been in Chaos till the date ! See, watching Cartoons makes you Childish ? Watching the fights of Tom&Jerry makes you lethal ??

If this is the correlation, then all crime shows, news and daily soaps can cause more harm than Games !! We are human and pretty developed, evolved nowadays. We know or we should know about the difference between Fantasy and Real Life. So, Dear Worry-mongers, don't worry !! In contrast, my experience says Gamers are very co-operative (Thanks to torrents, ShareIt and Pen Drives Via Piracy !!) and smarter than non-Gamers.

Here's your defense, Gamers !

So, 'Games making people violent' is A Blunt Lie and nothing else !

In addition, here are some things which I learnt from Games -

1. Never Give Up !!

2. The option which is hardest, is actually nearest to the target !

3. Using more logic to solve the critical situations...

4. Handling pressure...

5. Computer related Geeky Stuff and much more... !

(P.S. Sitting in front of Screen for 24 Hours, killing the bastards in the game will seldom make you violent, but it can surely impact health ! But even watching T.V. in excess can produce the similar effects ! So be smart, follow the limits of health, and Enjoy the Games !!)

The Sympathizers of Terrorism

  Dhaka, Baghdad and then Medina... Three places in the world experience the brute acts of Terrorists recently.  The world condemned the attacks. In India, there are similar reactions. But some people are there who don't say discrete words against the Barbaric acts of Islamic Terrorists. Such people fool us with their self-fulfilling prophecies about Islam and Terrorism relationship. This article is an attempt to point out and expose the people or tendencies functioning in India, who 'Sympathize' the Terrorists and their ideology. To clarify abut the title, the word 'Terrorism' in this context should be taken as Islamic Terrorism. Ohh... Terrorism has no religion ? Dear readers, it's good to be humble or liberal. But that doesn't mean that you should become blind and fool. When 98% of present acts of Terrorism and Brutality of recent times are done by the fanatics of a particular religion, then there is surely a connection between that religion and the terrorism.

   There are three types of social forces in India who directly or in directly 'aide' the terrorists to do their job or make it easy for them. We will see each of them, one by one -

1. Zakir Naik and Co.

  Dr. Zakir Naik is a famous name. Through public events, YouTube and his channel- Peace TV; he tries hard to spread his Religion. This is not problem. The problem is the pseudo-logic he applies and the bookish attitude which he spreads. He says what Islam i.e. Quran says is 2+2=4 and what other people say is 2+2=3 !! End of debate, folks ! This preacher constantly advocates a version of Islam which he thinks is based on Quran. According to him every one who is non-Islamic is Wrong ! This is the problem, isn't it ? Further, he supports Sharia, he supports Talaq and he supports concept of Kafir too. In one of his speech, he supported Al Queda by saying it's all American Conspiracy.

Zakir Naik on Jihad

This logic is itself a crap. Because even if we agree that Uncle Sam messes with other countries very badly. Even if they caused the creation of Terrorism, America can't force any person to commit a Suicide for killing others ! Right ? Radical Islam is the force behind the beheaded victims by ISIS, not America ! So, it is clear that Zakir Naik tries to cover up the issues of his religion by blaming America for conspiracy ! But Zakir Naik isn't alone... A major part of Indian Muslims directly or indirectly have sympathy for the Radical Islamist cult. They do the same as Zakir Naik does, but their blaming targets are: Modi,BJP and RSS ! Every question you will ask to them, will be answered by reference of Godhra and Babri ! If yoy really want to take a test of any Muslim, ask him following questions and ask him/her to answer in Yes or No :

  i) Do you support Sharia ?

 ii) Do you support concept of Kafir in Quran ?

iii) Do you support the concepts of Darul-al-harab and Darul-al-Islam ?

This is the point. Word-twisting is enough ! Concepts like Sharia, Quran and Darul-al-Islam are not acceptable at any cost. If they support these concepts in the name of religion, they are ideologically supporting the Terrorists !

2. Sickulars and the Indian Left

  The word 'Sickular' is not new to people who surf the social media. It is a term for typical tendency of some people who are intentionally biased when it comes to religion, secularism and atheism ! A typical example is here -

(Courtesy- AAP is No More for Aam Aadmi)

 And other part of this force is the Left Gang, headed by their new hero Kanhaiyya Kumar ! This contains people like Umar Khalid and Shehla Rashid. These people are openly Anti-National. They support Kashmiri terrorists (Har ghar se Afzal/Yakub niklenge !!) in similar way they support Maoists and Naxalites. And they are typically Atheists and Secular (They call themselves so), but Iftar Party is OK with their concept of 'Pseudo-Secularism' !!

Umar Khalid and his Secular Iftar !

 These people have tried their best to defend Yakub and Afzal Guru from getting hanged ! I think this is enough to prove them 'Aides' to the Terrorism. This list also includes Kejriwal who supports JNU Anti-nationals. And last but not the least, a mention of Digvijay Singh is needed. He once said that Zakir Naik spreads peace and does a sacred work ! Here is one pic for your reference -

Who is more Muslim, sorry, Secular ?

3. All Religions teach peace and they are similar !

  This line of so called 'Brothergood' and 'Liberal' spirit is bullshit ! A religion which originated in Sands of desert and survived with help of blood-thirst is equal to a religion which teaches 'Ahimsa' ? A significant portion of Hindus in India, unfortunately believes this crap. This is really pathetic. And suicidal also ! Many of the Hindus do this because of their ignorance. Unfortunately, our textbooks have such statements like "All religions are equal and peaceful" ! This can be utopia, but not the fact. This tendency is mistaken with Secularism ! Secularism has nothing to do with such rubbish lessons ! Secularism means the state should behave without any bias towards a religion and without getting influenced by any religion ! This doesn't mean 'All religions are equal and they teach peace !'... The concepts like Kafir, Darul-Al-Harb, Darul-Al-Islam are reality and they are harmful to the non-Muslims also. For example, refer the countries where Islam is majority religion ! take example of Bangladesh (Killing of Bloggers, Hindu Priests) or Pakistan(Reducing Number of Hindu Population)...  This doesn't mean all Hindus should hate Muslim. But being Suicidal and Blind as to facts is not advisable ! So, if you shout 'Terror has no religion' constantly, without knowledge of facts, unfortunately you are also 'Sympathizing' the Radical Islamist and Terrorist tendencies !

(Note - Some people are deceiving by saying that 'Attack on Medina' means 'Terror has No religion' ! This is not the correct analysis, the true explanation of Bomb Blasts happened in Saudi is 'Backfire' !!)